TERMS & CONDITIONS

 

Christian Life Coaching Services

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“Let all things be done decently and in order.”

— 1 Corinthians 14:40

 

AGREEMENT TO TERMS

By accessing or using this website, registering for services, or making any purchase,

you confirm that you are at least 18 years of age and agree to be legally bound

by these Terms & Conditions in their entirety.

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1. About These Terms

These Terms & Conditions (“Terms”) govern your access to and use of the website, services, programs, digital products, and all related content (“Services”) offered by [Your Business Name] (“Coach,” “we,” “us,” or “our”). These Terms form a legally binding agreement between you (“Client,” “user,” or “you”) and us.

If you do not agree to these Terms, you must not access or use our website or engage with our Services. We reserve the right to update these Terms at any time. Continued use of our website or Services after any such change constitutes your acceptance of the revised Terms.

These Terms should be read in conjunction with our Privacy Policy and Legal Disclaimer & No Refund Policy, all of which are incorporated herein by reference.

 

2. Who We Are

[Your Business Name] is a Christian life coaching practice dedicated to helping individuals discover and fulfill their God-given potential through biblically-grounded coaching, personal development tools, and transformative programs. We are not a licensed mental health, medical, or legal service provider.

Business Name:   [Your Full Legal Business Name]

Website:              [Your Website URL]

Email:                  [your@email.com]

Phone:                [Your Phone Number]

State of Operation: [Your State]

 

3. Eligibility & Permitted Use

3a. Age Requirement

Our website and Services are intended for individuals who are 18 years of age or older. By accessing our website or purchasing any Service, you represent and warrant that you are at least 18 years old. If you are under 18, you may only use our website with the express consent and involvement of a parent or legal guardian.

3b. Permitted Use

You are permitted to access and use our website for lawful, personal, and non-commercial purposes in accordance with these Terms. Permitted activities include:

• Browsing and reading informational content

• Registering for and engaging in coaching services

• Purchasing and accessing digital products for personal use

• Contacting us through provided communication channels

3c. Prohibited Use

You agree that you will NOT use our website or Services to:

• Engage in any unlawful, harmful, fraudulent, or deceptive activity

• Reproduce, distribute, sell, or exploit any content or materials without authorization

• Impersonate any person or entity or misrepresent your affiliation with any person or entity

• Upload or transmit viruses, malware, or any other malicious code

• Attempt to gain unauthorized access to any part of our website or systems

• Harass, threaten, or harm other users, clients, or members of our team

• Use our platform for spam, unsolicited communications, or commercial solicitation

• Scrape, data-mine, or systematically extract content from our website

• Violate the rights of any third party, including intellectual property rights

We reserve the right to terminate access for any user found in violation of these prohibited uses, without notice and without refund.

 

4. Our Services

4a. Description of Services

We offer a range of Christian life coaching services, which may include but are not limited to:

• Individual one-on-one coaching sessions (in-person, phone, or video)

• Group coaching programs and mastermind cohorts

• Online courses, workshops, and webinars

• Digital downloads, worksheets, workbooks, and devotional tools

• Retreats and immersive coaching experiences

• Email newsletters and free educational resources

4b. Service Availability & Changes

We reserve the right to modify, suspend, or discontinue any Service or offering at any time, with or without notice. We are not liable to you or any third party for any modification, suspension, or discontinuation of Services. Pricing, program content, and availability are subject to change.

4c. Nature of Coaching Relationship

The coaching relationship is a professional partnership built on mutual trust, respect, and commitment. Coaching is forward-focused, collaborative, and goal-oriented. Your coach will support, challenge, and encourage you — but the results of the coaching process depend upon your own commitment, effort, and willingness to apply what you learn.

The coaching relationship does not constitute a therapeutic, medical, legal, or financial advisory relationship. Please review our Legal Disclaimer for full details.

 

5. Scheduling, Appointments & Cancellations

5a. Scheduling

Sessions are scheduled through our online booking system or via direct communication. It is your responsibility to attend sessions at the agreed-upon date and time and to ensure you have the necessary technology or access required for virtual sessions.

5b. Cancellation & Rescheduling Policy

We require a minimum of 24 hours’ advance notice to cancel or reschedule a session. Cancellations or rescheduling requests made less than 24 hours before a scheduled session will be treated as a forfeited session and cannot be rescheduled or refunded.

Sessions missed without notice (no-shows) are forfeited entirely. Repeated cancellations may result in termination of the coaching relationship at our sole discretion.

5c. Coach Cancellations

In the rare event we must cancel a session, we will provide as much advance notice as possible and will work with you to reschedule at a mutually convenient time. We are not liable for any losses or inconveniences resulting from such cancellations.

 

6. Payments & Billing

6a. Pricing

All prices for our Services are listed in U.S. dollars and are subject to change at any time. The price in effect at the time of your purchase will apply to that transaction.

6b. Accepted Payment Methods

We accept the following payment methods:

• Major credit and debit cards (Visa, Mastercard, American Express, Discover)

• PayPal

• Venmo (for applicable transactions)

• Electronic bank transfer / ACH (where available)

• Other payment methods as listed at checkout

Payment is required at the time of purchase unless a payment plan has been expressly agreed upon in writing.

6c. Payment Plans

Where a payment plan option is offered and agreed upon, you authorize us to charge the agreed installment amounts on the scheduled dates using your payment method on file. Failure to complete payment plan installments does not entitle you to a refund of amounts already paid, and access to Services may be suspended pending resolution.

6d. Taxes

You are responsible for any applicable sales tax, VAT, or other taxes associated with your purchase, as required by the laws of your jurisdiction.

 

NO REFUND POLICY — ALL SALES ARE FINAL

All purchases, program enrollments, session packages, and digital product sales are

non-refundable, non-transferable, and non-exchangeable once payment has been processed.

Please review our full Legal Disclaimer & No Refund Policy document for complete details.

 

7. Digital Products & Downloadable Content

Digital products, including but not limited to worksheets, workbooks, e-books, templates, devotionals, and course materials, are made available for immediate download or access upon payment confirmation. Due to the digital and immediately accessible nature of these products, all digital product sales are final and non-refundable.

You are granted a personal, non-commercial, non-transferable license to use digital products for your own individual use only. You may not share, resell, redistribute, or repurpose digital products without our express written consent.

 

8. Intellectual Property

8a. Our Content

All content on this website and within our Services — including but not limited to text, graphics, logos, images, audio, video, coaching frameworks, worksheets, programs, course materials, and methodologies — is our exclusive intellectual property or is used with permission, and is protected under applicable copyright, trademark, and intellectual property laws.

You may not copy, reproduce, modify, distribute, display, perform, transmit, publish, license, create derivative works from, or sell any content from our website or Services without our express prior written consent.

8b. Limited License to You

We grant you a limited, revocable, non-exclusive, non-transferable license to access and use our website content and purchased materials solely for your own personal, non-commercial use. This license does not include the right to:

• Resell or commercially exploit any content or materials

• Reproduce or duplicate content for distribution

• Use data mining, robots, or similar tools to extract content

• Download or copy information for the benefit of any third party

8c. Your Content & Submissions

If you submit any content to us (e.g., through contact forms, testimonials, worksheets, or social media interaction), you grant us a non-exclusive, royalty-free, worldwide license to use, display, and reproduce that content in connection with our Services and marketing, unless you expressly indicate otherwise. We will never share your personal coaching content publicly without your explicit written consent.

 

9. Third-Party Links & Services

Our website may contain links to third-party websites, platforms, resources, or services that are not owned or controlled by us (e.g., scheduling tools, payment processors, social media platforms). These links are provided for your convenience and informational purposes only.

We have no control over the content, privacy practices, or terms of third-party sites and assume no responsibility for them. Accessing any third-party website or service is at your own risk. We encourage you to review the terms and privacy policies of any third-party sites you visit.

 

10. User Accounts & Access

10a. Account Registration

Some areas of our website or Services may require you to create an account. You agree to provide accurate, complete, and current information when registering and to keep your account information updated. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.

10b. Account Suspension or Termination

We reserve the right to suspend or permanently terminate your account and access to our Services at any time, without prior notice, for any of the following reasons:

• Violation of these Terms & Conditions

• Engaging in abusive, threatening, or disrespectful behavior toward our team or other clients

• Failure to pay amounts owed

• Any conduct we determine, in our sole discretion, to be harmful to our practice, community, or other users

No refund will be issued upon account termination resulting from a Terms violation.

 

11. Confidentiality & Coaching Ethics

We are committed to maintaining the confidentiality of all information shared within the coaching relationship. Session content and personal disclosures will not be shared with third parties without your written consent, except as required by law or in circumstances involving risk of harm to yourself or others.

We operate in accordance with the ethical standards of professional life coaching, including respect for client autonomy, professional boundaries, and the integrity of the coaching relationship. We reserve the right to refer a client to appropriate professional resources if their needs fall outside the scope of coaching.

Please note: Life coaching is not a licensed therapeutic service. If you are experiencing a mental health crisis, please contact a licensed mental health professional or emergency services.

 

12. Disclaimer of Warranties

Our website and Services are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. To the fullest extent permitted by applicable law, we disclaim all warranties, including but not limited to:

• Implied warranties of merchantability, fitness for a particular purpose, and non-infringement

• Warranties that the website will be uninterrupted, error-free, or free of viruses or harmful components

• Warranties regarding the accuracy, completeness, or timeliness of any content on the website

• Warranties regarding specific results, outcomes, or transformations from our coaching services

Your use of our website and Services is entirely at your own risk.

 

13. Limitation of Liability

To the maximum extent permitted by applicable law, we, our coaches, employees, contractors, affiliates, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, income, goodwill, data, or other intangible losses, arising from:

• Your use of or inability to use our website or Services

• Any coaching guidance, content, or recommendations provided

• Any decisions you make based on your coaching experience or our materials

• Unauthorized access to or alteration of your data or account

• Any other matter related to our Services

Our total cumulative liability to you for any and all claims shall not exceed the total amount you paid to us for the specific Service giving rise to the claim in the three (3) months preceding the claim.

 

14. Indemnification

You agree to indemnify, defend, and hold harmless [Your Business Name] and its coaches, officers, employees, contractors, and agents from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from or related to:

• Your use of our website or Services

• Your violation of these Terms & Conditions

• Your violation of any third-party rights

• Any content you submit, post, or transmit through our website

 

15. Faith-Based Environment & Community Standards

Our coaching practice is explicitly rooted in the Christian faith. Our Services, programs, and community spaces are designed to reflect the values of Scripture: love, respect, grace, truth, and integrity. We ask all clients and website visitors to engage with one another and with our team in a manner consistent with these values.

We reserve the right to remove any content or user from our platforms that we determine, in our sole discretion, to be disrespectful, harmful, contrary to our mission, or incompatible with the spirit of Christian community.

Participation in our Services constitutes your acknowledgment and acceptance of our faith-based approach.

 

16. Privacy

Your privacy matters deeply to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our website and Services, you consent to the practices described in our Privacy Policy.

 

17. Governing Law & Dispute Resolution

17a. Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of the State of [INSERT STATE], without regard to its conflict of law principles. You consent to the exclusive jurisdiction of the state and federal courts located in [INSERT COUNTY/STATE] for any disputes not resolved through the process below.

17b. Informal Resolution

In the spirit of Matthew 18:15, we encourage you to first contact us directly to seek an informal resolution of any concern or dispute before pursuing formal legal action. Most issues can be resolved through open, good-faith communication. Please reach out to us at [your@email.com].

17c. Binding Arbitration

If informal resolution is not successful, any dispute, claim, or controversy arising from or relating to these Terms or our Services shall be resolved by binding arbitration in accordance with the rules of the American Arbitration Association (AAA), rather than in court, except that either party may seek emergency injunctive or equitable relief in a court of competent jurisdiction where necessary to prevent irreparable harm.

You agree to waive any right to a jury trial or to participate in a class action lawsuit or class-wide arbitration.

 

18. Severability & Waiver

If any provision of these Terms is found to be invalid, illegal, or unenforceable under applicable law, that provision shall be modified to the minimum extent necessary to make it enforceable, or if not possible, severed from these Terms. The remaining provisions shall continue in full force and effect.

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision unless acknowledged in writing by us.

 

19. Entire Agreement

These Terms & Conditions, together with our Privacy Policy and Legal Disclaimer & No Refund Policy, constitute the entire agreement between you and us regarding your use of our website and Services and supersede all prior agreements, representations, and understandings, whether written or oral, relating to the same subject matter.

 

20. Contact Us

If you have questions, concerns, or feedback about these Terms & Conditions, please contact us:

Courage Christian Life Coaching

Email:    couragechristianslife@gmail.com

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Website: [Your Website URL]

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ACKNOWLEDGMENT OF AGREEMENT

By using this website or engaging any of our Services, you acknowledge that you have

read, understood, and agree to be bound by these Terms & Conditions.

 

“Whatever you do, work at it with all your heart, as working for the Lord.”

— Colossians 3:23

 

We are honored to serve you with excellence, integrity, and love.